Debt Recovery & Commercial Claims

Strategic Legal Advocacy to Recover Delinquent Debts and Commercial Receivables.

Facing bad-faith debtors or commercial partners defaulting on financial covenants severely compromises your cash flow. We deploy professional, ethical, and decisive recovery strategies: from enforceable statutory demand notices (somasi), structured debt workout agreements, executory notarial debt deeds, asset conservatory attachment (freezing), civil litigation, through commercial court PKPU and bankruptcy petitions.

Consult on Debt Recovery & Commercial Claims Schedule at Office

Penagihan Hutang Piutang (Debt Recovery)

SCOPE OF SERVICES

Practice Scope in Debt Recovery & Commercial Claims

We deliver thorough advocacy from early pre-litigation analysis to definitive resolution.

Drafting and Service of Formal Legal Demand Notices (Somasi I, II, & III)

Bipartite Settlement Negotiations & Structured Debt Restructuring Schedules

Drafting Executory Notarial Acknowledgment of Debt Deeds (Grosse Akte)

Petitions for Conservatory Attachment (Asset & Bank Account Freezing)

Breach of Contract Lawsuits in District Courts for Full Principal, Interest, & Damages

Filing for Debt Restructuring Moratorium (PKPU) & Commercial Bankruptcy Petitions

Enforcement Execution of Mortgage Titles (Hak Tanggungan), Fiduciary Security, & Final Judgments

COMMON CLIENT SCENARIOS

When Do You Need Our Assistance?

Debtors repeatedly defaulting on settlement deadlines, evading contact, or severing communication.

Delinquent trade invoices, project payments, or corporate loans overdue for months, choking operational liquidity.

Debtors attempting to fraudulently transfer, liquidate, or conceal assets to frustrate creditor claims.

Informal un-notarized loan agreements lacking clear collateral requiring swift legal evidentiary reinforcement.

HOW OUR FIRM ASSISTS

Advocacy & Strategic Solutions

Auditing transactional proof (contracts, bank wires, delivery receipts, chats) to construct an airtight legal claim.

Serving authoritative demand letters demonstrating immediate judicial readiness if ignored.

Leading hard-nosed settlement negotiations to secure structured repayment tied to verifiable real estate or liquid collateral.

Filing immediate civil claims coupled with asset attachment motions to freeze debtor accounts and properties.

Leveraging expedited commercial PKPU / Bankruptcy proceedings to compel debt settlement under court oversight.

CASE WORKFLOW

Methodical Steps in Legal Representation

Receivable Proof Audit

Examining debt roots, calculating principal, lawful interest, penalties, and debtor background checks.

Demand Notice & Formal Workout

Issuing time-sensitive demand notices (somasi) and convening formal debt settlement workouts.

Collateralization & Settlement Deed

Executing notarized deeds of debt with registered collateral or binding settlement agreements.

Litigation, Attachment, & Enforcement

Instituting civil litigation with asset freezing orders or commercial court PKPU filing through asset auction.

Frequently Asked Questions on Debt Recovery & Commercial Claims

Can a defaulting debtor be prosecuted criminally for fraud or embezzlement?

While unpaid debt is inherently civil, if the debtor utilized deceit, false representations, dishonored empty checks, or diverted trust funds, criminal complaints under Articles 378 (Fraud) and 372 (Embezzlement) can be vigorously pursued.

How do you prevent a debtor from selling or transferring assets during litigation?

Our counsel files an immediate petition for Conservatory Attachment (Sita Jaminan) simultaneously with the civil claim, legally freezing the debtor’s bank accounts, parcels, and vehicles until judgment execution.

Discuss Your Debt Recovery & Commercial Claims Matter with Our Attorneys

Receive an initial evaluation on your case chronology and necessary supporting documents.

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